What is your greatest economic asset? Most likely, the answer to this question is your potential lifetime earnings. Life insurance can give your family the financial security it needs by protecting this asset if you die prematurely.

Life Insurance can offer you and your family protection through a range of products. It can be used to pay final expenses and provide an income for your family in the event of death. Some life insurance policies can also be used while you're still living, to either build a savings fund or supplement your retirement income.

There are two types of life insurance that satisfy many different needs:

• Term insurance - Term insurance products are well suited for meeting high, short-term protection needs at the lowest initial cost.
• Permanent insurance - Permanent insurance products offer lifetime protection, can build cash value and provide a death benefit.

A combination of permanent and term life insurance features can be available in one policy if you have both short- and long-term insurance needs.

We offer a range of custom tailored individual life insurance product solutions that can cater to the needs of your family. Some saving plans can also be tax-deferred. After an initial assessment, we can help you determine your needs and decide which products are best for you.