Additional Expense Benefit is a "cost plus" benefit that provides top-up coverage for most Health, Dental and Vision Care expenses not covered under the standard contract.  It allows the employer to strengthen the coverage offered while providing valuable tax savings.  It can be used to provide enhanced coverage to key employees in a way that is more tax-efficient than salary increases.

Additional Expense Benefit provides coverage for a specific class of plan members, such as managers or executives.  All employees in the class must be eligible for coverage.